What's a homeowner to do?

Paulina
I won't says it's impossible only a ldener who can look at your actual data could say that when people over 700 can't always get , I'd say the chances aren't great. You have nothing to lose by checking into it though. Just go talk to a couple of ldeners and find out. Having a down payment would be a huge help to you.

Diganta
yes you will need a social secuirty card first.FHA allows non-scoring borrowers but the rates might not be as well as having a excellent credit score.this also depends on how much you want to put down, and your income.

Volontaires
Unfortunately, since you have a combined ciedrt score, they will only report your husband's ciedrt score (since you ciedrt cards are related to your husband's account).My suggestion if you want to have your own ciedrt rating, I would suggest for you to talk to your husband about opening a ciedrt card for your self and not have your husband's name on it.Usually they would put the wife's name on the mortgage just incase the husband can not pay for the mortgage anymore, so yes, your name will be in the mortgage. Just make sure that you have your own job and that you can help your husband pay for it.

Zeal
So true. Honesty and everyhting recognized.