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 » Final Foreclosures Fall as Pipeline Swells

Final Foreclosures Fall as Pipeline Swells

Topic: Foreclosure

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Thasni
You don't give enough inotmrafion. How old are these debts? Are they even worth trying to settle? Paying collections do NOT help your credit score one single solitary bit. So if past Statute of Limitations there is no sense to pay and if there isn't a threat of suing, you shouldn't be opening any doors. Assuming you already have looked at those things and you KNOW settlements are the option, sure you can say that. Remember if the accounts have been charged off and are with collectors, they paid pennies on the dollars. If they think they have you scared, they will push the issue. If they know they can sue.. they will be harder to settle with so you can play hardball to. Write back and simply say this is an impossible offer. I offered the best deal that we can possibly make.. if you fail to accept this offer, please cease all communication. If you pursue this in court, we will be prepared with all financial inotmrafion to show the judge what we are able to afford. You are then telling them you know you can show up at court, the judge does have say in payments etc. BUT again.. take a step back and make sure you even need to settle this. Way too many people work hard on settling debt that is not even legally collectible.
read more... 05/02/2012

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