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 » One fourth of local home borrowers under water: report

One fourth of local home borrowers under water: report

Topic: Mortgage

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Juliana
Paying off your car may not raise your score like you think. Your credit score DOES NOT go up just besucae you pay off debt. It depends on what the amount was.Having minimum monthly payments raises your score.You now have property taxes and insurance that will be figured as monthly debts, instead of you car payment.You wiped out your bank account to buy the house for cash, you may not be able to get the loan. You now have no reserves..You dont provide enough information here to qualify you for a loan.Did you try putting $ 6,000 down and getting a $ 10,000 loan on the purchase?? It probably would have been a better loan than trying to get the equity loan now.Assessed value means nothing, did you have the house appraised ?? Hopefully it will all work out for you, but I'm not sure that you did this in the right order.
read more... 10/01/2012

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