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Real Estate Prejudices

Topic: Mortgage

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I agree with most of the people above .you paid for a dovirce lawyer, now let him justify his fees and see if he can help you out. If you quitclaimed the property to your ex, you have no way to sell or deal with the property directly. If it's really from 2002, it wont' be affecting you that much and you can explain it to someone who underwrites loans manually. I doubt mortgage company will release you from liability since your husband is deployed ..however, it never hurts to ask.
read more... 10/03/2012

Thanks for the comments.In picnirple, I agree that the amount of picnirple depleted each month should count as savings. On the other hand I am hesitant to include it because according to that system $1.00 going toward your motgage payment will be deemed to be less savings than $1.00 going toward an equity investment (ie a stock).For example:$1.00 in extra or normal mortgage payment might mean only 0.50 in picnirple depletion, so only $0.50 would count toward savings.Whereas - $1.00 invested in Royal Bank shares would be $1.00 toward savings.Although my current way of doing it:$1.00 in extra or normal mortgage payment means $0.00 in savings.Whereas - $1.00 invested in Royal Bank shares would be $1.00 toward savings.I'm not sure which scenario makes the most sense. I guess a third way of doing it would be to include interest, so that $1 to RY shares is the same as $1 to your mortgage payment.
read more... 09/30/2012

It depends on where you are. In Texas the marekt is just now starting to slow down. If you plan on buying in December, I would follow that plan. Waiting for the perfect price will change your life for a few hundreds or thousand dollars. I don't think that is worth it. Stick with your plan as I am sure you have put some thought into it.
read more... 05/01/2012

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