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Real Estate Glossary

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»	FHA May Show Negative Reserves For Mortgage Losses The Federal Housing Administration (FHA), in a report due out Friday, could disclose that its reserv...

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Real Estate Glossary

A	Acceptance	Ad Valorem Tax	Adjustable Rate Mortgage
	Agent	Amortization	Amortization Schedule
	Annual Percentage Rate	Appraisal	Appraised Value
	Appreciation	APR	ARM
	As Is Condition	Asking/Listing Price	Assessed Value
	Assignee	Assumable Mortgage	Assumption of mortgage

B	Back-Up Contract	Balloon	Bankruptcy
	Bill of Sale	Binder	Bridge Loan
	Broker	Buyer	Buyer`s Agent

C	Cap	Certificate of Occupancy	Certificate of Title
	Clear Title	Closing	Closing Costs
	Co-op ownership	Code of Ethics	Commitment Letter
	Common Areas	Condominium	Conforming Loan
	Construction Loan	Contingency	Conventional loan
	Conventional mortgage	Convertible ARM	Conveyance
	Cooperative ownership	Counteroffer	Covenant
	Credit Rating	Credit Report	Credit Report Fee

D	Deed	Deed of Trust	Default
	Delinquency	Delivery	Deposit
	Depreciation	Discount Points	Distress Sale
	Down Payment	Dual Agent	Due Diligence
	Due on Sale Clause
E	Earnest Money	Easement	Eminent Domain
	Equal Credit Opportunity Act	Equity	Equity Loan
	Escrow	Eviction	Exclusive Agency Listing
	Extension
F	Fair Credit Reporting Act	Fair Market Value	Fannie Mae
	Fannie Mae`s Community Home Buying Program	Farm Home 100% loan	Federal Home Loan Mortgage Corporation
	Federal National Mortgage Association	FHA	FHA 203b
	FHA 203k	FHA Futures	FHLMC
	Fiduciary	First Mortgage	First Right Of Refusal
	Fixed Rate Mortgage	Flood Insurance	FNMA
	FNMA	Forbearance	Foreclosure

G	Grantee	Grantor	Guarantee Mortgage

H	Hazard Insurance	Home Inspection	Homeowners Insurance
	Homeowners Warranty	Homeowners` Association	HUD

I	Interest	Investment Property
J	Joint Tenancy	Jumbo or Non-conforming loan	Junior Mortgage

L	Landlord	Late Charge	Lead Based Paint
	Lease	Lease Purchase	Lease purchase option
	Legal Description	Lessee	Lessor
	Lien	Lifetime Cap	Listing Agent
	Listing Agreement	Listing Broker	Listing Contract
	Listing/Listing Agreement	Loan Application	Loan commitment
	Loan Commitment	Loan Origination	Loan Originator
	Loan to Value	Lock In
M	Maturity Date	Mechanics Lien	Metes & Bounds
	MIP	MLS	Molds
	Mortgage	Mortgage Banker	Mortgage Broker
	Mortgage Insurance	Mortgage Insurance Premium	Mortgage Interest Rate
	Mortgagee	Mortgagor	Multiple Listing Service

N	Negative Amortization	Nehemiah	No Doc Loan
	Non Conforming Loans	Note	Notice of Default

O	Offer	Open End Loan	Open Listing
	Option	Origination Fee	Owner Financing

P	Payment	Payment Cap	Personal Liability
	PITI	Planned Unit Development	Plat
	Points	Possession	Prepaid
	Prepayment Penalty	Prequalification	Principal
	Private Mortgage Insurance	Property Tax	PUD
	Purchase and Sale Agreement
Q	Qualify	Qualifying Ratios	Quit Claim Deed

R	Radon	Rate Lock	Real Estate Agent
	Real Estate Commission	Real Estate Investment Trust	Real Estate Owned
	Real Estate Settlement Procedures Act	Realtor	Refinancing
	REIT	Rent with option to buy	REO
	Reserves	RESPA	Restrictions
	Return On Investment	Right of first refusal	ROI
	Rule of 72	Rural Development Loan
S	Second Home	Second Mortgage	Secondary Mortgage Market
	Seller financing	Seller take-back	Selling Agent
	Settlement	Settlement Statement	Special assessment
	Special Stipulations	Subject to	Subject to mortgage
	Subordination clause	Subsidized Second Mortgage	Survey
	Sweat Equity	Swing loan
T	Tax Deed	Tax Lien	Ten Thirty One Exchange (1031 Exchange)
	Tenancy by the Entirety	Tenancy in Common	Term
	Time is of the Essence	Time Limit of an Offer	Title Company
	Title Insurance	Title Search	Transaction Broker
	Transfer Tax	Truth in Lending Act
U	Underwriters	Underwriting
V	VA Funding Fee	VA Mortgage
W	Warranty	Warranty Deed	Wrap-Around Mortgage

Y	Yield
Z	Zero Lot Lines	Zoning

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