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Top articles: | Share First of all, when explaining Ulster County Real Estate, you start with it is location in Up-S... |
| » NY » Home buying | 02/10/2011 | | | Minnesota allows for both judicial or in court and non judicial or out of court foreclosures. As wit... |
| » MN » Foreclosure | 05/02/2008 | | | Lately there has been a debate in Utah about whether it is more advantageous to purchase a home or a... |
| » UT » Home buying | 07/14/2009 | | | Nevada allows both judicial in court or non judicial out of court foreclosures. As with all states i... |
| » NV » Foreclosure | 05/02/2008 | | | Both judicial, or in-court and non-judicial, out of court, foreclosure processes are followed in Okl... |
| » OK » Foreclosure | 05/02/2008 | | » Read all articles |
| EscrowA neutral third party holds other people`s funds in a secure account for future use. An earnest money deposit is held in a real estate broker`s escrow account. It is the broker`s account, but he is holding the buyer`s funds in the account for safekeeping until closing. In the case of a mortgage, the total monthly mortgage payment may include funds to pay for future taxes and insurance paid in addition to the principal and interest. This escrow is held by the lender until taxes and insurance are due, at which time the mortgage company pays the taxes and insurance on the borrower`s behalf. After the taxes and insurance are paid, the lender may re-adjust the total monthly payment to insure sufficient funds for future escrowed items. See also:Earnest MoneyEasementEminent DomainEqual Credit Opportunity ActEquityEquity LoanEscrowEvictionExclusive Agency ListingExtension Real Estate Glossary |
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