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FHA

An agency of the U.S. Department of Housing and Urban Development (HUD) that was established in 1934 under the National Housing Act to encourage improvement in housing standards, to provide an insurance for mortgages, and to exert a stabilizing influence on the mortgage market as a whole. FHA was the government`s response to a lack of quality housing available at the time, excessive foreclosures and a building industry that had collapsed during the Depression. FHA`s main activity is the insuring of residential mortgage loans made by banks and private lenders. The FHA sets standards for construction and underwriting but does not lend money or construct housing.

See also:
  • Fair Credit Reporting Act
  • Fair Market Value
  • Fannie Mae
  • Fannie Mae`s Community Home Buying Program
  • Farm Home 100% loan
  • Federal Home Loan Mortgage Corporation
  • Federal National Mortgage Association
  • FHA
  • FHA 203b
  • FHA 203k
  • FHA Futures
  • FHLMC
  • Fiduciary
  • First Mortgage
  • First Right Of Refusal
  • Fixed Rate Mortgage
  • Flood Insurance
  • FNMA
  • FNMA
  • Forbearance
  • Foreclosure

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