Mariusz

REALTOR: Tina Minter
 
It all depends on your deotniiifn of taking over your payments. Most mortgage documents will not allow you to assign the mortgage agreement with the lender without first approving the new applicant. So lets start there. Why dont you just the ask the bank and explain you cannot afford the payments anymore and are seriously thinking about walking away from your home because it cannot be sold. They may suggest: 1. Deed in lieu 2. Short Sale 3. Consent Foreclosure-if allowed in your state.Then ask them if they would consider assigning the mortgage to someone if they can qualify? The banks are adjusting policies everyday to prevent foreclosures so anything might be possible.If the answer is no, then the only viable option would be to draft up a rent to own agreement which does not transfer ownership but transfers future equity. Also contact the bank and add the person to the account as an authorized user. This will require you to submit an authorize user agreement. Once they have authorized user status they will be able to contact the bank directly, and perform most functions as if they were the owner. If in the future there is a problem you can always cancel the authorize user agreementAs long as the person continues to make the mortgage payments at some future date of their choosing they will be able to purchase the property.

Sergio

REALTOR: julie crowling
 
Yes, but it's a secret .I'll share with you! First, when you say stop do you ueradstnnd you are halting the process only and not the lenders rights under sate code. Anything can be negotiate up till a notice of sale (i.e. California). Then all bets are more or less off. If you want to negotiate a settlement then talk to the lender before a sale date is set. Attorneys can also seek a temporary injunction for a valid claim against your lender. NOW THE SECRET: But if you think you have a wrongful foreclosure action then DON'T stop the process let it continue. After the home goes back to the lender it's only then you have grounds for a wrongful claim. Stay in the home afterwards by responding to the unlawful detainer the lender will file to have you removed. Make your claim strong as to decepetive and predatory isntances a good auditor can determine for you. Some folks have gotten back their home at 50 cents on the current loan against their house under a negotiated settlement.

Phil and Linda

REALTOR: Iris Finn
 
Great agent and friend. Iris helped us get the best price on our new home. Iris is organized, very professional and real estate savy. Working with Iris has been a pleasure. I will recommend her to everyone needing a great agent.

Kim Smith

REALTOR: Kris Weaver
 
Kris Weaver was one of the most inexperienced realtors I have ever met. Not only did he NOT meet any of our needs, he was rude and half the time we couldn't get a hold of him. I personally felt like I was at the bottom of his priority list and as a client this is not acceptable. I went elsewhere for my business.

Dale LaForest

REALTOR: Iris Finn
 
Iris is a fantastic realtor. She was tireless in finding the perfect place for our family in a very tight schedule. She was knowledgeable, friendly, and worked very hard for us. I recommend Iris highly to all home buyers who want a fantastic agent!