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KotoIf you can file bankruptcy you soluhd, if the foreclosure is inevitable. The bankruptcy along with this horrible economy and many banks mishandling of foreclosures will put a big stall on the foreclosure process.The other reason for filing bankruptcy before a foreclosure is that it may discharge you from your mortgage. If you are not discharged you may be still liable for a deficiency which is the difference between the balance of the mortgage and what a foreclosure sale price will be. Your credit afterward?Well a foreclosure will stay on your credit report for 7 years but with 2 years of good credit meaning no negatives you will be able to be well on your way to enjoying credit again.
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