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Realtors testimonials (page #17)

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Antony

ARTICLE: Dallas Texas apartment is the best option to reside in Texas County
 
Juan Tellez - hello greetings from Peru, are very ptrety photos, I just try to photograph and admire the work in films. his photographs have a lot of inspiration. Congratulations.films that you used.?regardsJuan Tellez
read more... 10/01/2012

Geoff

ARTICLE: The Real Estate Market in Dallas
 
Really wish you had been around when I was pnaengrt! I tried to get my husband to take some pics of me but he didn't quite get it. Now there's no getting that time back! Great pics!
read more... 10/01/2012

Omarsito

ARTICLE: Brookline NH Homes for Sale - Direct NH MLS Access
 
Not quite KelleyV. I am not certain about Panama City but I can tell you about USA.A 'shortsale' is a ptrperoy that is in PREforeclosure status and the current ptrperoy owners can no longer maintain payments on for one reason or another. The homeowners do not have any equity in their properties so they are unable to sell by conventional means. Rather than have their home foreclosed on by the bank and ruin their credit for 5-7 years instead the owners attempt to 'shortsale' the ptrperoy which will affect their credit for a lessor amount of time- typically 2-3 years until they are able to purchase a home again if all other bills are paid on time.The shortsale is a very complicated process and may takes months for bank approval. Although the owners of the ptrperoy are eager to sell the bank must also agree to forgive the difference or the debt from the amount they are owed by the current homeowner and the amount you place in your offer which would be current market value. Sometimes this could be hundreds of thousands of dollars. The bank also looks at cost to sell ptrperoy vs forclosure costs , liens and/or second mortgages the first bank must pay off to give clear title, basically how much they will profit if they decide to grant this shortsale rather than foreclose on the owner and get paid from insurance and sell ptrperoy again. And whether the owner is truly deserving of being granted a shortsale firt of all. They must have a true hardship and be in financial distress. Not just an investor who bought 10 properties who is now trying to sell properties because market has declined and he no longer wishes to make payments on bad investments. There are many factors the banks look at and because there are so many people attempting to shortsale properties (at least in US) it can take a very long time. The shortest I've ever seen is 3 months , the longest ever over a year. It may be quite different in Panama, I am not sure. But here in the US- for the buyer- it should not be called a 'shortsale' at all. It should be called a ' longsale' and you need to know before placing an offer that these transactions require a lot of patience. Also know this-NOT ALL SHORTSALES ARE APPROVED. Not even half that are in submitted to the banks are ever approved which is why you see so many bank owned or REO listing(what a ptrperoy becomes AFTER it is foreclosed on). So you could be waiting for months only to find out the bank says NO. If you would like to purchase a ptrperoy in a quicker timeframe is better to look for bank owned or REO ptrperoy if it is available. Or buy from a homeseller not attempting to shortsale at all. Find yourself a good real estate agent from a reputable firm (like RE/MAX). Make sure they are a Buyers Agent so they will be looking out for YOUR best interest. They will have designaton ABR (Accredited buyers Representative) on their business card. Also look for CDPE. This stands for Certified Distressed Property Expert. They have taken extra education for shortsales foreclosures only. They will be able to fill you in and inform you of all relevant information in your locale.
read more... 10/01/2012

Okmec

ARTICLE: Foreclosure laws in Kansas (KS)
 
A non-judicial foreclosure allwos the lender to use the ???power of sale clause??? in the mortgage document to force sale of the property without a court order.Because the non-judicial foreclosure uses powers granted to the lender in the mortgage document, which is executed by the borrower at the time the loan is made, the property sale is, in essence, already ???authorized??? by the borrower. When you sign a mortgage document, you are agreeing in advance to sell your property at public auction if you do not pay the debt as agreed in the note.
read more... 10/01/2012

Moh

REALTOR: Lisa Wexhler
 
** Its ridiculous Banks perfer loose so much, rather than a little with there good old customers.Example: Say your paying 2,350 a month. Your balance is $400,000 -(wave) $50,000= (new balance) 350,000 x (interest) 4.? So if u payed 2,350 a month > now your new payment is around $1,575* * * So don??t foreclosure, don??t shortsale, Save Your Home!Lets unite and bug, bug, bug the banks (lenders) to help save your home!Please help forward this maybe we can make a difference
read more... 10/01/2012

Doudou

REALTOR: Jeff Koltveit
 
Thanks Kelly! We had so much fun at your wedding. I prmosie that I will let you know when there are more photo up. It will take me a few weeks to finish all the editing, because you and Jeff were so gorgeous and there are SO many GREAT ones! I prmosie to work as quickly as possible, as I know you can't wait to see them!
read more... 10/01/2012

Wahel

ARTICLE: Foreclosure Process in Vermont (VT)
 
I too think that this loan modification is a big joke. More than lielky you will be denied and not qualify for any other program that your bank may offer. I am disillusioned and very, very upset with this entire process. I had 2 aneuryms and have yet to return to work. I am looking but have not found anything yet. I am going to lose my house. I got a 3 month fornearance and now they want all the back payments.
read more... 10/01/2012

Floro

REALTOR: Scott and Sam Mikel
 
You don??t have to sit back and accept Atlanta Foreclosure Attorney! You can still save your house. Contact Atlanta Foreclosure Attorney today to learn how you can stop fuolcersore and protect your home and family. I use their service Highly recommended
read more... 10/01/2012

Hailey

ARTICLE: Purchase Cheap Houses For Sale In Chicago: Where Are These Great Investments?
 
Not at all, Jack.a0 It was a test.a0 I'm astonished and deltghied I can post even.a0 A month's break was necessary.a0 the story that forced me to retreat was when I read dozens of couples locked their toddlers in their hot cars and they suffocated to death.a0 Along with other stories.a0We're fighting corruption at very close quarters now because it's entrenched but your all seeing eye circumvents and looks for ways out of the mess.a0a0VA:F [1.9.11_1134]please wait...VA:F [1.9.11_1134](from 0 votes)
read more... 10/01/2012

Yaritza

ARTICLE: Cash buying estate in Turkey
 
#6 bang on and now I see that he's screwing up our auto inarusnce plans by lowering the benefitsa0but our monthly premiums arent being lowered.Ontarians can purchase the benefits they had before but at a much higher cost.And where did his $50 per month per person health care tax go?a0 Certainly not to our hospitals a0as he continues to close some like in Port Colborne, Fort Erie and then there is his infamous HST.a0 But he has funds to open a walk in health care clinic in Cornwall for Francophones only!Geez, I hope Hudak and his crowd get out there soon and start selling their tax reducing plans.VA:F [1.9.11_1134]please wait...VA:F [1.9.11_1134](from 0 votes)
read more... 10/01/2012

Marcela

ARTICLE: Chicago First Time Home Buyer: Three Often Overlooked Home Down Payment Sources
 
guys my budget is near 100k (2200$ USD)but i don't know what to buy DSLR,SLR,Camcorder,any types of lens,body + lens or what so need your pecfert advicei want cam for indoor picture ,still photography,close up and when go for tour that time for long view picture like mountains, seen scenery, or any kind of big temples or buildings. also need to record some video like birthday party or we going to any park,zoo, amusement park ,water park that time family videos so i don't know what to buy i need to buy any single cam or two cam like one for picture and one for video recording or its will work on single thing.my main thing is that i must want best picture and video clarity and quality because this my first and last buy for 3 to 4 years i am able to use any kind of cams if i don't then i learn for it so please suggest me technically what is best for memy most usage of cam for picture but video at some occasionmy budget is 100k. but if u suggest my wanted thing that make me happy in lower budget then i don't mine i just told u my max budget that's it i don't want to cross this limit but thing is that what to buy its in your hand to guide me please. I don't have any Professional experienced about lens and body so please suggest what type of lens body or cam have to buy good for me will learn every thing after buying this thingi used many camera but don,t have any professional experienced with photography but i am able used any type of camera with help of video tutorial or i go to learn any professional institute for photography if i think i need to know usage of camera or about camera ,because now photography is my craze and i wanted to go deep in this thing, but this is my first step to buy a good camThanks in advanceI know Canon and Nikon are best but i need suggestion on model lens ect.
read more... 10/01/2012

Gelsonnicolau

ARTICLE: Do you need amenities?
 
Prof. Hollander,Thank you for providing us such a dyimnac course. Your interesting coursework was an excellent combination of theory and practical application. The orchestration of important public and private guest speakers you brought to our class and field event opportunities was superior. All the speakers covered so many important areas of real estate along with their pertinent legal impact that it truly was engaged learning at its best, and with life long benefits. I am looking forward to staying in contact with you. If there is anything I can assist you with please feel free to let me know as I am glad to give back in full appreciation.Sincerely, Eileen Cardelle, M.S., Broker Assoc., Alumni Graduate 2011
read more... 10/01/2012

Gelsonnicolau

ARTICLE: Do you need amenities?
 
Prof. Hollander,Thank you for providing us such a dyimnac course. Your interesting coursework was an excellent combination of theory and practical application. The orchestration of important public and private guest speakers you brought to our class and field event opportunities was superior. All the speakers covered so many important areas of real estate along with their pertinent legal impact that it truly was engaged learning at its best, and with life long benefits. I am looking forward to staying in contact with you. If there is anything I can assist you with please feel free to let me know as I am glad to give back in full appreciation.Sincerely, Eileen Cardelle, M.S., Broker Assoc., Alumni Graduate 2011
read more... 10/01/2012

Sardar

REALTOR: Roy Chambers
 
Typically you can net six figures wiihtn three years of starting in the business. Some of the larger firms allow you the opportunity to work on a team with senior brokers who may pay you a nominal salary for a year or two ($ 25,000/annum-$ 45,000/annum) or allow you a monthly draw to be reimbursed to the firm by your future commissions. You need to understand the commission split structure with the firm you are working for and what it covers (desk cost, etc.). Many of the larger firms take a larger share of your commissions but have lots of resources and salaried staff in marketing, research, etc that smaller firms offering higher splits don't. You also need to understand if you will be an independent contractor or an employee. Many smaller firms do not offer benefits (i.e. medical, 401k options, etc.) while some of the larger firms do. Regardless of where you land, your first couple of years will most likely be spent cold calling tenants and landlords and trying to gain experience by working smaller deals.
read more... 10/01/2012

Yaw

ARTICLE: Foreclosure Process in Vermont (VT)
 
The lender's power of sale reerfs to the clause in the original mortgage documents that allow the bank to take a house to a public auction without going through the whole lawsuit process. It is used in nonjudicial foreclosure settings, which are the predominant types of foreclosure proceedings in California.The other type of foreclosure, judicial foreclosure, is rarely used in California and only when the loan documents do not have the power of sale clause, or if the bank wants to pursue a deficiency judgment against the owners after the sheriff sale. Since most homeowners have little other assets than the house, it is usually not worth it for the bank to go after another judgment after foreclosure.The power of sale clause, to be accepted most easily, needs to specify the time, date, and place that the sale can be conducted. Obviously, it doesn't have to go so far as to name specific months, days, or years. If these aren't mentioned in the documents, then additional guidelines would have to be followed in order to use nonjudicial foreclosure.There are still notice requirements for the lender to be able to sell the foreclosed house in this manner, and there is no redemption period after the auction. Homeowners have 90 days after the initial notice of default is sent to cure the default, but if they are unable to do so and the house is auctioned, the lender can not sue them for a deficiency judgment afterwards.Hope that answers your question.ForeclosureFish
read more... 10/01/2012

Rojda

ARTICLE: You Don't Know! Property Tax money out of your pocket!
 
I run nothing but SS as they are more dbruale an don't flex when skiing. you can try a 4 blade as it's smoother $$$ is your boat turning full rpm awot loaded fuel gear if not than drop 1 pitch or if over rpm than go up 1.There are thing you can do if carbered not EFI
read more... 10/01/2012

Art

REALTOR: Bob Burkhead
 
It is true that all (or most) of the banks can be difficult to work with but BofA is in a laguee of their own. The best comparison is against the other big banks and Wells Fargo and Chase are much easier to work with in general. However, each short sale situation is different and a few BofA short sales do go through relatively quickly with limited drama. This may be a function of the investor on the back end but BofA's process is not transparent so there is no way to tell for sure. The bottom line is that their process is much worse for all involved .including for them and their investors since a failed short sale resulting in a foreclosure nets the investor significantly less in the end.
read more... 10/01/2012

Enebb

ARTICLE: Types of Real Estate Investments
 
It really dpednes. People such as hedge funds and equity markets for various reasons. Some people like, because the stock market is high intensity, exciting and a lot of money, so be it, and I mean a lot. For some people hate because they think the company is corrupt and that is all that money (ie, Bernard Madoff, he stole the charities). For me personally, it seems fun to work because I like the stock market. And managers of smaller hedge funds that receive more than 2-5 million per year and that hedge funds and small staff is usually the work of the basic salary, and usually they get the higher end of a six-figure bonus this year, sounds good enough for me moi.pour would be a very good job and I want to continue this work, going to business school and get good grades. My dream job would be about 500 million + years, I do nothing, but that's just me:)
read more... 10/01/2012

Lerd

REALTOR: Rae MacFarquhar
 
some state are outlawing asisingng contracts. in Forida the Florida real estate commission is passing a law next year stopping it. They feel you are actually working as an real estate agent because you never actually gain title to the property
read more... 10/01/2012

Ion

ARTICLE: Foreclosure Laws in Kentucky (KY)
 
called a short sale and looked at both the veinpoiwt of the homeowner and of the lender (see Basics of Short Sales: Part 1). There are many homeowners who are nearing foreclosure and would like to short sale their home,
read more... 10/01/2012

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