Alan Mates of Watson Realty is a trusted and knowledgeable Sales agent in our local Clermont, Florida community. We trust Alanís judgment because of his experience and the ability to act as a buyer/seller broker in a difficult foreclosure market.
Our Goal was to purchase income properties and our best pick was Alan Mates. He wrote up the contract on our first property and submitted it before another buyer had the chance to snag this new bank owned foreclosure.
While we were waiting to close on our first home, Alan began to look for more homes on the market. To our good fortune, within 6 months we closed on three investment properties. These homes were all located in an excellent area and in like new condition. Needles to say he came through with flying colors and with the best price one could ask for.
Alan is always accessible to us via email, phone, text; early in the morning, late at night. Alanís professionalism and integrality was always excellent about making sure we were never at risk in any way with our contractual agreements, and kept us updated on any changes or info he acquired that we needed to know.
We would highly recommend Alan to family, friends and anyone looking for a top notched real estate agent. BTW, yes we settled as planned on the designated dates for all of our purchases.
In Closing, we find that it is noteworthy that we can rely on Alanís judgment and never have to second-guess his recommendations.
He is especially competent in representing both buyer and seller in the same transaction, cognizant of his fiduciary responsibility to both. Having bought three income properties,
Alan is best if you are Negotiating, and you will get the best deal. Very professional, always on time, and keeps eye on market and gives you best advice available and comparing to the future outlook. He knows the area very well, and has demonstrated his knowledge to get his clients to the table to solidify the sale or purchase. Alan thanks for all your hard work and we will be contacting you for our future listings.
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Is it a legitimate carrier through Chloe? With the actual basic type and inharmonious colors combination, I practically think my eyes.
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I would like to take this opportunity to let you know that it was a pleasure buying our home from you. You were very professional, but at the same time friendly and courteous. You were very thorough with the paperwork as well. I noticed how you verified all of the forms to make sure no signatures were missed. You have answered all of our questions, and you also have assured me never to hesitate if I need to contact you in the future. We love the house, it fits us just perfect. Itís been a pleasure working with you, hope you have a wonderful day!!
What I have to remember is this time last year as far as how busy I was-we had a First Time HomeBuyers ietinticnve going which for me lasted just about all year even tho it ended with contract deadline April 30, 2010. The program brought buyers young and older out into the market. The young realized that with good credit they could buy something for less per month with more square footage than what they were renting. The older realized they could move back to home town and family and have choices in the market. So this year is going to be different but good.
it depends on eatlxcy how long ago you purchased your current home. FNMA (Fannie Mae) will acknowledge you purchase of the existing home, and in some states it must be over a year ago. Also, most Lenders will require a Comp Rent Schedule on the current home, as well as you would have to have 30% Equity in your current home in order to use if as a rental home with rental income. Maybe you can carry both payments. I work in the industry and it really is different state by state. Good Luck
Credit Card Insurance provided for renltas is a re-embursement of cost which means you must first pay to have the repairs done then submit the receipt to the Credit Companies Insurance. They can take as long as they like to re-emburse you and there is a chance you may not be fully re-embursed. Also there is the matter of Loss of use which is not covered by CC Insurance or Personal Insurance. This means that while the vehicle is being repaired and not producing revenue, you are still essencially renting a vehicle sitting in the repair shop. Only the Loss Damage Waiver offered by the rental industry allows you to just walk away.
I would get an agent that will represent you. The budiler and his agent want all they can get for the home, you don't want to pay more than you have to, do you? An agent who know the area can help you.
It's an unfortunate suitation, and the people telling you that you have no options are probably not correct.The fact that you pay on time does reduce the urgency that the bank feels towards working with you though.I'm in the mortgage industry but I recently met a lawyer who deals exclusively with loan modifications all over the country.Email me if you want, and i will forward his contact information to you. He will give you a free consultation and let you know if he thinks he can help you or not. It's probably worth your time to explore having a professional help you out of this mess, as the results they get can be a lot better then the results you can get on your own.edit: Also, just FYI, if you stop paying the 2nd, it will ruin your credit, but they won't foreclose. Since the first mortgage will get paid first, the second mortgage holder really has no recourse against you except to put the bad marks on your credit report.