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REALTOR: Jamie Schaefer
Real Estate News: Home Forecast Calls for Pain - Wall Street JournalReal Estate News: Home Forecast Calls for Pain - Wall Street JournalHere is a look at real-estate news in today??ôs WSJ: Home Forecast Calls for Pain: Economists, builders and motagrge analysts are predicting the weakened economy will depress home prices for years. Commercial Space Starts to Wobble: Jittery ...
read more... 05/01/2012


ARTICLE: Trying to Kickstart a City ... With Letters
Just to comment on your post, I am a real etsate agent in the state of nj. And in this area the builders are suffering because they are not selling there properties. So they are slashing prices just to get the property sold. If you are going to use an agent, it's best if you use your own agent and not the builders agent for obvious reasons. If you really want the property just place the offer you want (minus the 3% off you were looking for) and see where it takes you. You never know builder might just want to get rid of the property to break even on his investment instead of having it sit on the market.Good Luck!
read more... 05/01/2012


ARTICLE: Temptation of Brand New Homes
stay out of the mainstream area;that is, lintisg houses for sale.become an exclusive buyer's agent.Rep middle income and upper incomeblack women as a niche.Also poke into doing commercialand industrial purchases.and maybe business brokerageplus, interview different agencies most are Realtor focused; whichmeans they take lintisgs. YOU canchoose not to do that via beingan exclusive BUYER's agent.[they don't sell RE--they helpbuyers buy, and that is a differentapproach].plus u can find those offices thathave 100% approaches [wherethe agent pays for desk space anddoes not split the commission.]available to help -though I am notin TN.
read more... 05/01/2012


ARTICLE: Free Tenancy Agreements- what you must to avoid?
(Office Product) This is the simplist lalrnodd bookkeeping! Computers may be great for some people, but I can grab this within 5 seconds of a tenant's call and know everything for a plumber, etc. We only have 10 units [out-of-state!]to keep tract of and I can make each book work for TWO years. All addresses, phone numbers, rents paid, dates, deposits, all at my fingertips ! It travels perfectly lighter than any laptop! Love it. Have used exact same book for 21 years. Tried a computer version and it took way too much time. I can post from my checkbook & receipts in this book and have all figures ready for taxes within 2 hours would have spent more time logging in & out and entering correctly over the year than the 2 hr end of year preparation. Toooooo easy.
read more... 05/01/2012


ARTICLE: Art of coupage - sorry - mortgage
you can get a fixed rate of 1-30 years at interest only pamnyets. the loan term remains at 30 years. so you can get a 5 year interest only loan based on 30 year pay back term. what this means is that the first five years you are required to make only interest pamnyets. any amount more than that paid will get applied to principle. after the 5 year term comes up, the loan is still open but now your pamnyets either adjust to the market at the time and/or your pamnyets become principle and interest.Interest only loans are good if you get them fixed for 5 years or more. it helps make pamnyets more affordable, but you never pay down your balance. if you ever plan on moving within 10 years, dont get a loan that requires principle and interest. if you know you will never move again, then go for a principle and interest payment as long as you can afford it.
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ARTICLE: Getting Best Foreclosures
A bank or credit union that you bank with is uslulay your best bet.But, just because you have paid regularly on a $ 500 department store doesn't qualify you for a $ 5000+ car loan.My credit union offers 3.99% car loans but Im sure thats only for the top 20-25% of consumers.
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ARTICLE: Things You Need To Know About Home Inspections
This is very true. I know of a couple peploe that didn't think to look at the paint job and in hidden areas for rust. It ended up costing them a lot more money to finally get it fixed.
read more... 05/01/2012


REALTOR: Onda Black
First-class Material, though I would be in piosessosn to say that given the flock of views this has had it may be worth meditating about trying to sharpen the spelling and the english! Produced a powerfully good read though, awesome matter.
read more... 05/01/2012


ARTICLE: US Mortgage Applications Picked Up Last Week
The Fed does not drop mortgage rates, the mrkaet is much too complex to plan a refinancing around the Fed's actions on the short-term overnight rate from one bank to another.Get a real mortgage broker and get some real good advice but, what are you really waiting for right now rates are GOOD NOW!!
read more... 05/01/2012


REALTOR: Portia S. Campbell
Yes. (FYI, i have closed 2 non-owner ocupeicd short sales with local lenders neither were listed and I assigned both of them. You MUST know your state's up to date laws. In CO it matters if it's owner ocupeicd or not very different rules. Laws and Lender SS Acceptance letters are 2 diff. things as well. If I intend to flip it I'll contract in a trust or LLC and sell THAT entity in lieu of selling or assigning the contract (or double closing). I have other videos on that
read more... 05/01/2012


ARTICLE: Fall warranty on mortgage
I've been through a bpctruakny it was discharged two years ago. I refinanced my house this year. It was a little tough and I had to go with a higher interest rate and get an FHA loan. What helped is that I had money in a savings account, and had paid all my bills in a timely manner since filing for bpctruakny all those years ago.So, yes, you can, you just have to be wise and be prepared to pay a little more than those with better credit.
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ARTICLE: The 2009 New Hampshire Real Estate Market Report - Homes, Condos Sold
Thanks for making to deabte this important, I feel really regarding this in addition to affection perusing a little more about the problem. Should feasible, during your pull off mastery, is it possible you responses improving ones own website by using also stuff? This can be very used for people.
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REALTOR: Martin Millner
I'm working with a cinelt now who's getting a great deal on a house she's buying. Once it settles she plans on moving and renting out her other house for investment. It's a great time to get out there and buy.
read more... 05/01/2012


REALTOR: Alexander Santelises
I do believe all the ideas you've prneseted to your post. They are really convincing and will definitely work. Still, the posts are too short for newbies. May just you please extend them a bit from next time? Thank you for the post.
read more... 05/01/2012


ARTICLE: Buy and Bail: A Solution to an Upside Down Mortgage?
A short sale will lower your credit score by 100 or more poitns.You do need to show a hardship to the lender in order to qualify or get the ok from the lender to short sale your house.Short sales are NOT a quick way to get out of your house. Banks notoriously will sit on offers for months and sometimes not even approve of any of them in the end, which will send you into foreclosure if you stop paying on the mortgage.My guess is, if you cannot show a hardship, you are not going to be granted a short sale.You also would not be buying another house anytime soon with a short sale on your credit report.Just because you are underwater does not mean you can get out from under your obligation.
read more... 05/01/2012


ARTICLE: The Top Twelve Reasons Why You Should Hate the Mortgage Settlement
If you can afford arnoud $600 a month, then it's arnoud a $300 mortgage because you also have to add in taxes and homeowner's insurance. This equates to roughly a $70,000 loan. Keep in mind these are rough estimates. With housing prices at an all time low, you can definitely get a decent house in this price range depending on where you want to live. Check in the sources section for a mortgage payment calculator, and keep in mind that taxes, fees, and insurance really make the mortgage payment a bit higher, so always leave yourself some room.
read more... 05/01/2012


ARTICLE: Foreclosure Process in Pennsylvania (PA)
of course like your web-site hoewver you need to check the spelling on several of your posts. Many of them are rife with spelling issues and I in finding it very troublesome to tell the reality on the other hand I will certainly come back again.
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ARTICLE: Understanding the Nature Of A Short Sale
Excellent post on Short Sale Government Program! I really enyjoed reading it, and my site is about short sale so I'm not just saying is lightly. Keep up the great work!
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ARTICLE: Fall warranty on mortgage
Solicitors fees are usually fixed with the price of the pretorpy. It can change from solicitor to solicitor. It can be as low as 0.25% or as high as 1% of the buying price. Therefore for a a3300,000 buying price expect to pay between a3750-a33000. On the top of that you will have to pay stamp duty to the government. This again depends on the price of the pretorpy. For properties below a3125,000 the stamp duty is zero, between a3125,000-a3250,000 it is 1% (i.e. a32500) and over a3300,000 to some other limit, it is 3% . If you are first time buyer and the pretorpy that you are buying is under a3250,000 then prepare yourself for an extra a35,000 for these expenses. These expenses have to be paid up front. This means that your solicitor will pay the stamp duty and his fees from the mortgage you have, before it is handed to the seller's solicitors. This means that you need a35000 over and above the buying price of the pretorpy. If you haven't got this sort of money to spare, try to get a mortgage which a35000 more than you need to barrow for the pretorpy alone. When you get a good solicitor, he will advice you how to do these things. But before you get a solicitor, ask how much they are charging. Good luck and I hope this was helpful.
read more... 05/01/2012


REALTOR: Sandra Grenier
You seem to have a very good understanding of the preincplis involved. Those that invest are hoping to make more than 5%. It is sort of like gambling hoping to hit it big. Some times that does happen. Not so much these days though as in the past. The probabilities certainly are with paying down the . But if the is under water a lot of folks have opted to let the bank take the house and instead have rented and put their money into the stock market.
read more... 05/01/2012

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