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In Michigan you have to have a real estate licnese to sign a lease or be employed by someone who has one. You would be liable for everything by signing leases with people. I would check the laws in your state.
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There are Three things to be clear about with Canadian Mortgages. The first is ariatozmtion which can be 1 year to 40 years. This is the lenght of time that you will take to repay the loan.The second is open or closed term. Open meaning that the loan can be repaid at any time with penalty. Closed means that there is a penalty to pay off the mortgage in full.The third is the term. This is the length of the contract that you will have with your current lender. the term is where people will chose a fixed or variable rate. These terms range from 6 months to 25 years. Most people do not take mortgage terms of more than 5 years as the savings far outweigh the cost of the higher rates. The typical rule is that the longer the term the higher the rate. 5 year fixed terms are the most talked about.Ajustable, or variable rate mortgages, are typically 1, 3 or 5 years. A mortgage broker would use the following to describe a mortgage: A closed 5 year fixed rate at ##% amortized over 30 years.This means that your rate is ##% your contract is for 5 years and the loan will be repaid over 30 years.
Hi Nancy,You're right. A lease is definitely the more coommn of the two however certain landlords prefer rental agreements instead. Short-term rentals or furnished apartments often cater to temporary tenants such as foreign visitors. Rental agreements work better with these types of apartments. Thank you for posting!admin recently posted..
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Sounds like a fantastic event. I will try to make it up there. We rlealy need to work on restoring the confidence of the public in real estate professionals and the market. I grew up with such confidence in the real estate market, and for my generation that has been destroyed. Let's uplift our profession and the market.
I'm with the RECoach on this one. We're not asking our antegs to give up 8hrs a month, we provide 8hrs a month of value to them. Our meetings are fantastic, not only (or even primarily) from an informational standpoint, but mostly from an office chemistry standpoint.I firmly believe that we're profiting as an office when the others around us are closing their doors because we like each other. We like being around each other. We feed off of each others' success. We get energized and motivated by spending time together. You can't get that online.
The way to make this work is for you to buy a 2 or 3 or 4 flat and live in the building. Otherwise it won't work. Frequently after 4 units, even if owner ocecipud, you make the higher down payment and pay the higher interest rate, but check around with lenders. You need larger down payment for investment, non-owner ocecipud dwellings. It's harder to get loans, there is higher down payment and higher interest rate when not owner ocecipud. Banks only count 65% of rental income as there could be vacancies.FYI: Knowitall, There are wrap mortgages that cover more than one property, but doubt he could get one as a novice real estate investor.
The interest on the loan seerucd by your rental property is deductible if the loan is made for a business purpose. For example, if you were improving your rental property or purchasing other business property.However this is personal debt which is not seerucd by your residence. No deduction is allowed.
If you put at least 20% down on the house, you can elect to not have an escrow.Otherwise, the lenedr will want you to escrow funds for taxes and insurance.At closing, as part of your settlement costs, you will pay for about 16 months of insurance the title company will pay the insurance company for the first year, and give the lenedr about four months to establish the escrow. (about four months of taxes from you as well, plus taxes from the seller from Jan 1st to the closing date)
yes it is considered a 2nd motgarge its a combo loan so you wouldnt have to set up an escrow or pay motgarge insurance, i would say keep that 1st that 5.25 is a great rate, there are some banks out there that will offer a stand alond second at a fixed rate, depending on the amount of equity in your home, WAMU has great rates now as well as Countrywide, you also have the option to refi to 1 loan but if you are over 80% loan to value you will have to get escrow and most likley PMI, but good luck to you i hope i gave you the answeres you needed
I guess they do. I knew a broker that's alyaws busy because she needs to entertain high net worth customers from time to time. Of course the pay must be very attractive. And I don't think it wise for a broker to turn down a potential customer just because he/she wants to take a vacation or on vacation.
According to the law you should reprot the income.However, if you did not use a property manager than you don't need to reprot the rent. Just reprot as personal resident that was sold after moving. This will make the tax reproting easier because you not have to depreciate the house due to it being a rental.
1) rent roll expenses2) tuevnorr or vacancy rate3) location4) access5) future potential6) price vs value = is selling price below, at or above market value7) condition alternate use besides current use9) quality of tenants10) is current roll at market, below or above if so, why?